If you get paid twice a month, add the take-home amount of your two checks together and enter that amount.If you get paid a regular check once a month, enter your net income after deductions each paycheck. To determine what to enter under Salary/Wages in the budget calculator, follow these steps: Remember, this is the amount you can spend every month, so be sure to use your net income - which is the money you’re left with after taxes and deductions for things like health insurance and your 401(k), not your gross income, which is your total pay before any deductions. Ready to get started? To use our monthly budget calculator, first you need to figure out your monthly income. Build your budget in 3 easy steps Step 1: How to figure out your monthly income
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